What a newly licensed bookmaker must have from day one in Kenya
Under section 29 of the Gambling Control Act, 2025, a bookmaker must be a company at least 30% owned by Kenyan citizens, with a Kenyan bank account for all gambling money. Before its first bet it also needs a customer care centre in Kenya, identity checks, limit tools, a complaints route and its licence shown on the site.
Key facts
| Fact | Value | As of | Source |
|---|---|---|---|
| Kenyan shareholding | At least 30% of shares held by Kenyan citizens (s.29(a)) | October 2026 | 1 |
| Bank account | Account with an authorised financial institution registered in Kenya for all gambling money (s.29(b)) | October 2026 | 1 |
| Foreign-based operator | Must be registered in Kenya with a physical address registered in Kenya (s.79(1)) | October 2026 | 1 |
| Gambling capital, online bookmaker | KES 100,000,000 (L.N. 111 Third Schedule) | October 2026 | 2 |
| Start-up notice | Seven days before commencement, to the Authority (L.N. 112 r.3(2)) | October 2026 | 3 |
| Complaint escalation | Unresolved after 72 hours, referred to the Authority (L.N. 112 r.9(2)(e)) | October 2026 | 3 |
| Start deadline | Business must begin within six months of issue or the licence may be suspended or revoked (L.N. 111 r.26(1)(a)) | October 2026 | 2 |
A bookmaker that appears on the regulator's list with a New status has passed the licensing stage. The law still gives it duties to meet before it takes a first bet, and some of them you can check yourself. This guide sets out each duty, the section that creates it and what you can see from your side of the screen.
If you only want to confirm that a site holds a licence, start with the steps for checking a new betting site's licence. The sections below explain what that licence is supposed to stand for.
What the Gambling Control Act requires of every licensee
Section 29 of the Gambling Control Act, 2025 sets two conditions for any betting licence. Under section 29(a) the licensee must be a body corporate in which Kenyan citizens hold at least 30% of the shares. Under section 29(b) it must keep an account with an authorised financial institution registered in Kenya, and all money from the licensed activity is paid into that account.
A sole trader cannot hold a betting licence under this wording. Neither can a company owned entirely by foreign shareholders that plans to take bets from people in Kenya.
Section 79(1) adds rules for a gambling operator based in a foreign country. It can only get an online gambling licence if it is registered in Kenya, has a physical address registered in Kenya and meets the requirements in the regulations. Section 79(2) also asks for its audited books of accounts for the year before.
Section 79(4) and (5) allow one exception. A foreign operator that does not intend to offer online gambling in Kenya may apply for a licence and is exempt from the 30% shareholding rule. That exemption does not help a site that takes bets from Kenyan players.
What the 2026 Licensing Regulations add for an online bookmaker
The Gambling Control (Licensing) Regulations, 2026 (Legal Notice No. 111, gazetted on 30 June 2026) set out the paperwork. Regulation 11(1) names three online licences: online bookmaker, online lottery and online casino. Regulation 11(2) lists what must come with the application.
That list includes a valid Tax Compliance Certificate and a Personal Identification Number certificate from the Kenya Revenue Authority. It also includes a gambling control system that works with the Authority's central management system, and evidence of anti-money laundering policies, procedures and staff training. The applicant must name its proposed platform, domain name and games provider, and the provider must be a supplier licensed by the Authority.
Money is part of the test. The Third Schedule to L.N. 111 sets minimum gambling capital of KES 100,000,000 for an online bookmaker. The Third Schedule to the Act sets a security of KES 100,000,000 for an online gambling licence, held as an insurance bond or a bank guarantee.
Before granting a licence, regulation 23 of L.N. 111 provides for an on-site inspection. It covers the premises, the management information system, internal controls and the security of the information the applicant holds.
| Duty | Where it is in the law | What you can check |
|---|---|---|
| Company with at least 30% of shares held by Kenyan citizens | Act s.29(a) | Company name in the Operators Name column of the regulator's list |
| Kenyan bank account for all gambling money | Act s.29(b) | Deposits go to a paybill or account in the company's name, not a personal number |
| Registered in Kenya with a Kenyan physical address (foreign-based operator) | Act s.79(1) | Physical address on the displayed licence and in the site terms |
| Licence displayed on the online platform | Act s.36(3) | Licence details on the site that match the regulator's list |
| Customer care centre within Kenya, set up before operations | Act s.68(8); L.N. 112 r.9(1) | A Kenyan contact line and a complaints page |
| Identity, location and age checks before activation and first deposit | L.N. 112 r.82 | A verification step at sign-up |
| Deposit, loss, session and expenditure limits; self-exclusion of at least 24 hours | L.N. 112 r.84 | A limits section in account settings |
| Registration as a data controller or processor | L.N. 112 r.3(3)(r) | The company on the ODPC public register of data handlers |
What must be in place before the first bet
A licence does not let a bookmaker open the same day. Regulation 3 of the Gambling Control (Conduct of Gambling Operations) Regulations, 2026 (L.N. 112) requires the licensee to tell the Authority its start date seven days before it begins. That notice must confirm the following.
- Integration with the Kenya Revenue Authority tax system (r.3(3)(a)).
- A declaration of every paybill or other payment channel it will use (r.3(3)(b)).
- Integration with the Authority's central monitoring system (r.3(3)(c)).
- Proof of gambling capital, and staff for management, customer support, finance, compliance and IT support (r.3(3)(d) and (e)).
- A security report on the platform and confirmation that it has been tested (r.3(3)(g) and (o)).
- Evidence of registration with the Office of the Data Protection Commissioner (r.3(3)(r)).
Regulation 4 of L.N. 112 requires the licensee to send its terms and conditions to the Authority for approval. Those terms must cover player accounts, deposit methods, payment of winnings, account suspension and closure, complaints and dispute resolution, and a privacy statement under the data protection laws.
Regulation 9(1) requires the customer care centre to exist before operations start. Section 68(8) of the Act places that centre within Kenya.
What you should find on the site itself
Several duties show up on screen. Section 36(3) of the Act requires an online licensee to display its licence on its platform. The licence templates in the First Schedule to L.N. 111, such as the bookmaker licence, carry a licence number, company name, trading name, physical address and a validity period with a start and an end date.
Section 72(6) requires the licensee to make all game rules available, along with any processing fee a player may pay. Regulation 23 of L.N. 112 requires odds, rules and terms to be shown clearly for each bet, and bars changes to a bet's terms once it is accepted.
Registration comes with checks. Section 72(3) requires proof of age of majority before any player is registered, and regulation 82 of L.N. 112 requires identity, location and age checks before the account goes live. The detail is in what to expect from KYC at a new betting site.
Regulation 84 requires real-time control tools. The minimum is daily, weekly and monthly deposit limits, loss, session and expenditure limits, reality-check pop-ups and an easy self-exclusion option of at least 24 hours. The regulation sets no amounts, so the player picks the figures.
How complaints must be handled from the start
Regulation 9(2) of L.N. 112 gives the customer care centre its job. It must try to resolve complaints before they reach the Authority and report any matter raised by the public to the Authority within two days. It must refer a complaint to the Authority if it is still unresolved after 72 hours, or sooner if you ask in writing.
That 72-hour point matters in a site's first weeks, when support teams are new. The full route, up to the Gambling Appeals Tribunal, is set out in the complaints process a new licensee must offer.
Deadlines that run once the licence is issued
Some duties start a clock. Under regulation 26(1)(a) of L.N. 111, the Authority may suspend or revoke a licence if the holder does not start business within six months of issue. Under regulation 29, the licensee must trademark the name it trades under and send the certificate to the Authority within thirty days of being licensed.
An online gambling licence lasts one year under the Fourth Schedule to L.N. 111, for new licences and renewals alike. The renewal timetable is explained in how long a new online betting licence lasts.
What the regulator's list shows and does not show
The list on gra.go.ke is headed "Licensed Gaming Companies for the Trading Period 2025/26". Its columns are No., Operators Name, Trading Name, BK, PG, PL, STATUS and DOMAINS. The page does not explain the abbreviations; the column headed BK carries bookmaker licence numbers.
The list says nothing about shareholding, bank accounts, capital or limits tools. Those duties are for the Authority to test at licensing and inspection. The lines currently marked New are gathered on the New licensees page.
A line on the list confirms that a licence was recorded for that trading period. It does not prove that every duty above is met on a given day. If one is missing, such as a limits section or a Kenyan contact, raise it with the operator first and then with the Authority on 0800-723-770, the toll-free number the regulator's website shows.
Questions and answers
Can a foreign company get a betting licence in Kenya?
Yes, with conditions. Section 79(1) of the Gambling Control Act, 2025 lets a foreign-based operator hold an online gambling licence only if it is registered in Kenya, has a physical address registered in Kenya and meets the regulations. Section 29(a) also requires at least 30% of the licensee's shares to be held by Kenyan citizens. Offering online gambling in Kenya without a licence is an offence under section 79(3).
Does a new bookmaker need a Kenyan bank account?
Yes. Section 29(b) of the Act requires every licensee to keep an account with an authorised financial institution registered in Kenya, and all money from the licensed activity is paid into it. Under regulation 3(3)(b) of L.N. 112 the licensee also declares every paybill it will use before it starts. A request to send deposits to a personal phone number does not fit either rule.
Where should a new betting site show its licence?
Section 36(3) of the Act requires an online licensee to display its licence on its online platform. Look in the site footer or on an about or licence page. The company name, trading name and licence number shown should match a line on the regulator's list. If you cannot match the displayed licence to the list, stop there and confirm with the Authority before you deposit.
How much capital must a new online bookmaker hold?
The Third Schedule to the Gambling Control (Licensing) Regulations, 2026 sets minimum gambling capital of KES 100,000,000 for an online bookmaker. Separately, the Third Schedule to the Act requires a security of KES 100,000,000 for an online gambling licence, as an insurance bond or bank guarantee. Neither figure appears on the regulator's public list, so a player cannot confirm them directly.
What limit tools must a new betting site offer?
Regulation 84 of the Conduct of Gambling Operations Regulations, 2026 requires real-time tools. They include daily, weekly and monthly deposit limits, loss, session and expenditure limits, reality-check pop-ups and an easy self-exclusion option of at least 24 hours linked to the national register. The regulation does not set the amounts, so you choose your own limits in the account settings.
Sources
- Gambling Regulatory Authority of Kenya (Government Printer text hosted on gra.go.ke), Gambling Control Act, 2025 (No. 14 of 2025), Kenya Gazette Supplement No. 141 (Acts No. 14), 12 August 2025, accessed 29 October 2026.
- Gambling Regulatory Authority of Kenya (Government Printer text hosted on gra.go.ke), The Gambling Control (Licensing) Regulations, 2026, Legal Notice No. 111, Kenya Gazette Supplement No. 162, 30 June 2026, accessed 29 October 2026.
- Gambling Regulatory Authority of Kenya (Government Printer text hosted on gra.go.ke), The Gambling Control (Conduct of Gambling Operations) Regulations, 2026, Legal Notice No. 112, Kenya Gazette Supplement No. 163, 30 June 2026, accessed 29 October 2026.
- Gambling Regulatory Authority of Kenya, Licensed operators: Licensed Gaming Companies for the Trading Period 2025/26, accessed 29 October 2026.
- Office of the Data Protection Commissioner, FAQs: Registration of Data Controllers and Processors, accessed 29 October 2026.
- Office of the Data Protection Commissioner, Registration Status of Data Handlers, accessed 29 October 2026.